axiouscreative studio
Guide

Pesepay vs Paynow: choosing a payment gateway for your website

Pesepay and Paynow are the two gateways most Zimbabwean businesses consider for taking payments on a website. Both work; the right one depends on your customers and how you want to be paid.

Part 1 of 3

What both do

Both give you a hosted checkout page where customers pay with mobile money or cards, and both notify your website when a payment succeeds. Both offer a test environment, so a website can be built and tested before you go live.

Part 2 of 3

What to compare

  • Payment methods: check that EcoCash, InnBucks, OneMoney, Visa and Mastercard are all covered for your account.
  • Currencies: USD only, or USD and ZiG.
  • Fees per method, and whether there is a fixed charge per card payment.
  • Settlement: how often money reaches your bank, and any settlement fees.
  • Support: how quickly they respond when a payment is stuck.

Fees and terms change, so compare the current merchant agreements side by side rather than relying on old figures online.

Part 3 of 3

What we use and why

We build with Pesepay by default because its checkout covers mobile money and cards in one place and it supports USD and ZiG. If you already have a Paynow merchant account, we can integrate Paynow instead. The website side is similar either way.

FAQ

Quick answers

Can't find your answer? Ask us on WhatsApp and we'll reply within the hour during business hours.

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Can I switch payment gateways later?

Yes. The gateway is a small part of the website. Switching means new keys and a small code change, not a new website.

Can I use both Pesepay and Paynow?

You can, but most small businesses are better off with one, so reconciliation and support stay simple.

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Wherever you are in Zimbabwe, a quote takes about two minutes. Or message us and we'll reply within the hour during business hours.

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Step 1 of 3

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Packages

Compare packages

FeatureStarterBusinessPremium
Price (once-off)$249$449$849
Hosting$10/mo$10/mo$15/mo
Custom-coded pagesUp to 5Up to 8Up to 12
Live in about1–2 weeks2–3 weeks3–4 weeks
Mobile-first, fast on mobile data✓✓✓
WhatsApp button + quote form✓✓✓
Google Maps + Google Business Profile✓✓✓
On-page SEO, SSL & analytics✓✓✓
Booking form with email from your domain–✓✓
Pesepay payments (EcoCash, InnBucks, cards)–✓✓
Local SEO for your suburb + keyword research–✓✓
Free .co.zw domain for year one–✓✓
Priority WhatsApp support–✓✓
Online store: cart, orders, stock––✓
Checkout in USD and ZiG––✓
AI chatbot trained on your business––✓
Full SEO suite + schema markup––✓
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Prices in USD, once-off. Hosting billed monthly.Get a free quote →
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